Membership of Cooperative Soceities and Farmers’ Financial Capital Accummulation in Arochukwu L.G.A of Abia State, Nigeria

Ume Chukwuma Otum, Ugwuoke Chukwuchebe Obiajulu, Ihedioha Nice Nneoma


This study was carried out to determine the effect of farmer’s cooperative societies on members’ financial accumulation in Arochukwu Local Government Area of Abia State. The specific objectives were to compare the ease of access to credit and the level of farm income available to members and non-members, and also to identify the major constraints the members face towards credit acquisition. Five towns were randomly selected for the study. Out of each town, six cooperative members and six non-members were randomly selected, giving a total of thirty cooperative members and thirty non-members. The data were generated using structured questionnaire and analysed using descriptive statistics and t-test. The results showed that the members of cooperative societies had more ease of access to credit facilities, and also level of farm income available to members was higher than that of non-members of cooperative societies. This difference in farm income was statistically significant at 5% alpha level. More so, the study unravelled the constraints of the cooperative members towards credit acquisition. 

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