Performance Evaluation of District Co-Operative Central Banks in India - A Study



Institutionalizing credit in the village is a recent Twentieth century phenomenon in the country. Co-operative movement with its credit component has been launched in India some seven decades ago but with a very limited effect. After independence and introduction of the Welfare concept of administration, these efforts have continued but not as vigorously as might have been. And then, for various reasons, an unhealthy dominance of the privileged classes on the co-operatives has prevented them from doing anything really substantial for the poor”. Among the institutional agencies functioning in rural areas, co-operatives occupy a dominant place. They have been recognized as the most ideal agencies and an excellent means sin bringing the benefits to the people. There is, therefore, an urgent need For the co-operative banks to build up adequate resources to meet the Increasing credit needs of the people.

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