Housing Finance in Tamilnadu

Dr. Ganesan, R. Amuthavalli


The demand for housing finance is increasing day by day.  The factors like population growth, economic growth, urbanization, insufficient Capital, change in the pattern of occupational distribution, increased educational level, changes in Government policy etc., affect the need or demand for housing finance. Liberal tax incentives by the Government, low and competitive interest rate for housing finance has made this sector as red hot sector. The aim of this study is to find out the significant relationship between the performance of housing finance and the type of bank. To test the objectives certain hypotheses are formulated. Correlation is used to test the hypotheses. Result found that there is a positive and significant relationship between type of bank and performance of housing finance.      

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