Determinants of Lending Behaviour of Nepalese Commercial Banks

Yuga Raj Bhattarai


This study has investigated the determinants of commercial banks’ lending behaviour in the Nepalese context. The pooled data of 4 commercial banks for the period 2007 to 2014 have been analyzed using regression model. The dependent variable used in the study is loan advance (LOA) and the independent variables used are: bank size, liquidity, investment portfolio, cash reserve ratio and deposit to capital ratio.

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